Privacy Policy

1. Introduction

Welcome to My Mortgage Wizard ("we," "our," or "us"). We are committed to protecting your privacy and ensuring you have a positive experience on our website. This Privacy Policy explains how we collect, use, and safeguard your information when you use our services.

Important Note: We are an independent marketing portal and educational resource. We are not a licensed mortgage lender, broker, or financial institution.

2. Information We Collect

We collect information that you voluntarily provide to us when you use our Mortgage Wizard or contact us. This may include:

• Contact Information: Name, email address, and phone number.
• Estimated Financial Information: Estimated purchase price, down payment amounts, and self-reported credit tier estimates (e.g., Excellent, Good, Fair).
• Housing Goals: Property location (City/ZIP), purchase timelines, and veteran status.

3. How We Use Your Information

We use the information we collect to:

• Provide you with estimated mortgage calculations and educational summaries.
• Connect you with independent, licensed mortgage professionals who can assist with your specific financing needs.
• Improve our website, calculators, and user experience.
• Communicate with you regarding your inquiries.

4. Sharing Your Information

To provide you with actual lending services, we may share your submitted contact and estimated financial information with our network of licensed mortgage lenders and brokers. These independent professionals will contact you directly to discuss your options. We do not sell your personal data to third-party data brokers for unrelated marketing purposes.

5. Security

We implement reasonable security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. However, no internet transmission is completely secure, and we cannot guarantee absolute security.

6. Your Choices

You may choose not to provide certain information, though this may limit your ability to use some features of our site (like the Mortgage Wizard). You may also request to have your contact information removed from our active routing systems by contacting us.

7. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.